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First Internet Bank of Indiana CRA MORTGAGE LOAN OFFICER in Fishers, Indiana

About the Role/Job PurposeThe CRA Mortgage Loan Officer shall solicit mortgage applications and pre-applications from low to moderate income borrowers or in low to moderate income census tracts (within Marion, Madison, Morgan, Shelby, Hendricks, Johnson, Boone, Hamilton and Hancock counties in Indiana) on behalf of First Internet Bank (First IB), resulting in residential mortgage loans to be made by First IB, and such other loans as may be offered by First IB. The incumbent for this role will spend time outside of the office meeting with, and educating potential customers on Mortgage Loan options.ResponsibilitiesSolicit, originate and document applications in accordance with the terms, conditions, policies, procedures and directives established by First IB and in accordance with First IBs prevailing rates and fees;Obtain and promptly submit all required and pertinent data on proposed loans and related collateral property; Submit all completed applications, together with any and all fees paid in connection therewith, in a timely manner; Perform required and appropriate comprehensive reviews of applicable loan files (including, but not limited to, review of sales contracts, if applicable, as well as documentation supporting applicant income, asset and credit requirements) to assure adherence to First IB guidelines and requirements of the applicable loan program under which the loan is submitted; Assist loan applicants in reviewing loan options that will best meet their needs;Assist appropriate First IB personnel (processors, underwriters, etc.) in obtaining, completing and reviewing documentation related to proposed loans; Comply with all applicable laws and regulations governing activities as a Mortgage Loan Officer (MLO);Complete on-going training requirements as assigned by First IB and/or the Vice President Residential Mortgage OriginationPerform such other duties relating to the position of CRA / MLO as may be defined by the Vice President Residential Mortgage Origination.QualificationsThe CRA Mortgage Loan Officer is required to read the Fair Lending Policy Statement of First Internet Bank. The CRA Mortgage Loan Officer must understand that First Internet Bank is committed to the highest standards of fair lending in its business practices and will not tolerate any discrimination in connection with making, underwriting or pricing mortgage loans. The CRA Mortgage Loan Officer must be familiar with various federal and state fair lending laws, including, without limitation, the Fair Housing Act, the Equal Credit Opportunity Act and Regulation B (collectively, Fair Lending Laws). In performing their job responsibilities, the CRA Mortgage Loan Officer must comply with the Fair Lending Policy Statement and applicable fair lending laws and regulations.Associates degree or mortgage industry equivalentMinimum three years mortgage industry experience in the areas of processing, underwriting or loan originationExcellent interpersonal, verbal and written communication skillsStrong organizational and math skillsStrong PC and internet SkillsActive NMLS

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