FORUM Credit Union Mortgage Loan Underwriter in Fishers, Indiana
Helping Members Live Their Financial Dreams
FORUM Credit Union is a member focused, results driven financial institution who strives to provide the best customer service and financial advice to all of our members. Our mission is to help our members live their financial dreams. We offer a full suite of financial products and serve more than 155,000 members in the greater Indianapolis area.
As a Mortgage Loan Underwriter you are responsible for approving or denying first and second mortgage loans.
Daily responsibilities consist of:
Reviewing, examining, and underwriting mortgage loans to ensure soundness, business value, and compliance
Assessing loan attributes and documentation for soundness and accuracy to ensure that the loan adheres to internal and secondary market guidelines
Reviewing and evaluating data to ascertain loan viability and identify risk issues and potential fraud
Evaluating debt ratio, loan-to-value ratios, credit score, property valuation and various other factors
Determining and documenting loan conditions and communicating requirements and/or decisions
Assisting in identifying, recommending, and/or negotiating alternative loan requirements, funding and/or loan-structuring solutions
Applying specialized knowledge to the interpretation of loan and underwriting criteria and the determination of underwriting decisions and final courses of action
Reviewing and analyzing special conditions, loan deficiencies and exception requests to determine appropriate courses of action
This job might be for you if:
You accept responsibility with a high level of ownership
You focus on the accuracy and thoroughness of work
You have the ability to multi-task and adapt to change
You assess the importance, urgency, and risk associated with each situation and take action in a timely manner
What we are looking for:
Equivalent to a College Degree (BS or BA) in a Relevant Field
Two to Five Years of Conventional Mortgage Underwriting Experience is Required
Student Loan Reimbursement
Community Involvement and Paid Volunteer Time
Professional Development/Award Winning Training Program
401K with Match
Comprehensive Benefits Package
Generous Paid Time Off
Please note: A criminal background screen will be conducted upon hire.
FORUM Credit Union values and celebrates diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
External Company URL: www.forumcu.com
Street: 11313 USA Parkway