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Three Rivers Federal Credit Union 1st Mortgage Underwriter in Fort Wayne, Indiana

Job Opening:i Mortgage UnderwriterJob Code:i 881Apply Online:i POSITION SUMMARYIdentifies opportunities to service our membership by simplifying life and uncovering needs. Executes decisions through analysis to ensure membership and team members are supported. Evaluates productivity by knowing the business impact of the decisions that are made and the results that are generated. Connects with the internal team to resolve issues and effectively communicates to ensure 3Rivers succeeds. iPERFORMANCE STANDARDSWhat does this position do?Reviews, analyzes and underwrites 1st mortgage loan requests; utilizes sound lending decisions keeping with 3Rivers policies, procedures, and quality expectations for fraud, delinquency and loss.iWho does this position work with to get the job done?Routinely collaborates with all resource centers to ensure that communication is consistent and that membership needs are met in a timely and efficient manner.i Provides flexible and responsive support to the entire workforce in order to produce results year after year.iWhat does the work from this position produce or generate?Complete analysis of lending risks associated with the individual or individuals, provides clearly communicated decisions (and the basis of the decisions) to the member-facing representative, and helps to protect the credit union.i iWhat is the impact of this position?Impact on the Measures that Matter, supplies important information and analysis directly impacting the quality of decisions, ensures compliance with laws and regulations.iHow adaptable and flexible does this position need to be for 3Rivers?Adapt personal, interpersonal, and professional behavior appropriately based on the needs of the situation. Must maintain multiple projects simultaneously. Productive and effective decisions and the ability to leverage resources appropriately are key to achieving service standards.iPOSITION REQUIREMENTSUtilizes knowledge and experience in lending analysis to promote the success of 3Rivers and the membership.iiiiiiiii Reviews, analyzes, and underwrites 1st mortgage loan requests utilizing sound lending decisions.iiiiiiiii Measures expectations for fraud, delinquency and loss.iiiiiiiii Utilizes approved lending and credit evaluation guidelines adopted by the Credit Union.iiiiiiiii Assists in supervising the system of checks and balances associated with pricing, rates, fees, and rate-locks for lending requests.iiiiiiiii Maintains communication with the mortgage team members working with the membership.iActively and skillfully evaluates information to create an answer or conclusion, with regard to organizational standards.iiiiiiiii Obtains and evaluates credit information on applicants to render sound credit lending decisions. iiiiiiiii Enters and processes assigned internal software applications in a timely and accurate fashion.iiiiiiiii Supports reasons for denials and follow-up with required regulatory adverse action notifications to applicants. iConsiders opportunities beyond the original request, in order to benefit 3Rivers and the membership. iiiiiiiii Responsible for the Credit Union's consumer credit granting decisions.iiiiiiiii Examines current credit history and member relationship to suggest additional products and services (cross-sell).iiiiiiiii Recommends lending products that would better suit the member's needs at the time of the request.iACTIVITY and KNOWLEDGE REQUIREMENTSWork Environment iiiiiiiii Normal accessibility of branch and corporate work sites required for the position.iiiiiiiii Normal exposure to cramped spaces, loud noises, dust, and work safety hazards.iiiiiiiii Normal amount of extended work hours required.iPhysical Effortiiiiiiiii Normal physical mobility, which includes movement from place to place on the job, taking speed and distance into account.iiiiiiiii Normal physical agility, which includes ability to maneuver body w