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Horizon Bank Commercial Construction Loan Administrator in Michigan City, Indiana

Job OverviewResponsible for all aspects of the commercial construction loan process, including accurate, efficient and timely processing from receipt of the loan application to preparing the file for closing and disbursement of loan funds, in compliance with state and federal regulation and company policies and established Standard Operating Procedures (SOPs). Work within a team to ensure loans progress through the pipeline efficiently and effectively.Principal AccountabilitiesSupport sales and commercial lending department personnel as needed. Meet or exceed the stated Service Guarantee commitments. Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications.Accountable for adherence to all regulatory and compliance standardsincluding Bank Secrecy Act (BSA) as well asquality of documentation, timeliness, accuracy and volume of loans closed.Actively protect confidentiality of customer and account information. Demonstrate Horizon Banks commitment to the communities we serve through active involvement in local organizations and events.DutiesProcess commercial construction draws, review sworn statements and inspection reports obtain endorsements and lien waivers; disburse funds to title company or contractor as required under approved terms and conditions for each loan.Ensure construction draws are completed timely and accurately. Prepare disbursement checks and arrange wire transfers.Prepare and monitor Construction Loan Report on a monthly basisProcess equipment and SBA draws verify requirements for each draw request and track use of proceeds within applicable SBA authorization tolerancesOrder commercial appraisals and maintain tracking of due datesCoordinate evaluation orders with lender and Credit department staffMonitor Draw Request email In Box on a daily basis and review daily postings reportMonitor and assist with clearing commercial documentation exceptionsHandle routine customer requests such as transfers, draw requests, account balance inquiries, etc.Accurately and promptly prepare payoff letters, as well as release of mortgages or other collateral; review paid loans prior to releasing collateralReport suspicious transactions or unusual occurrences to supervisor.Conduct and document periodic risk reviews and run reports as neededPerform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions.Maintain customer confidence and protect bank operations by keeping information private and confidential.Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasksOther duties as assignedQualifications and SkillsHigh school diploma or equivalent with a minimum of 2 years experience processing mortgage, consumer, commercial and/or small business loans. College degree in business, finance or related field of study preferred.Knowledge of agency guidelines and industry standards as they relate to mortgage, consumer, commercial and/or small business lending.Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers.Ability to follow detailed instructions and a wide range of procedures requiring sound judgement.Ability to perform complex mathematical computations using various business machines and/or computers.Must have proficient typing and computer skills, preferably with Microsoft Office productsCore Competencies Attention to Detail Conflict Management Time Management Results Focused Regulatory Compliance Relationship BuildingPhysical RequirementsReasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA)Physical Demand:Percentage of Time:Communicate with